What You Need to Know About Accident Benefit Claims
No one wants to get into an accident. Even small accidents can cause big damage, and the consequences that come along with it can change your life in unexpected ways. It’s important to look for any sort of ‘silver lining’, and one place to start is with the accident benefit claim.
If you have ever dealt with an insurance company, then you know how much paperwork is involved. It probably seemed like the insurer was speaking a different language. Well the insurer does speak a different language, and it is a language which we are fluent in. We will remove the burden of dealing with your insurer and allow you to do what you need to do to get better.
Let’s take a closer look at some of the potential accident benefits.
What Are No-Fault Accident Benefits?
No fault means that your auto insurance company will help to pay for your damages, including medical and rehabilitation expenses, regardless of who was responsible for the accident. Benefits are available even if you were the only car involved.
To find out if you might be able to qualify for these benefits, it’s important to apply to your own auto insurance company immediately. Typically, you will have up to 30 days to file all the correct paperwork with the insurer.
We can help you from the start in filing a claim with your insurance company, especially if you experienced any kind of personal injury due to the accident itself. We have the expertise to maximize, your benefits even if the accident happened to be your fault.
Possible Benefit Claims
There are several possible benefits available to you, should you get into an accident and need assistance. The most common are:
- Income Replacement Benefits: You may be able to receive 70% of your gross income up to the policy limits, should you be disabled from work. These benefits will start as early as a week after the accident. Should the expiration period pass, and you are still unable to work due to injury, they can be revisited and renewed.
- Medical Benefits: Depending on the extent of any injuries sustained your insurance company will owe different amounts. The coverage will vary from $3,500.00 to $1,000,000.00 for reasonable and necessary expenses for the purpose of reducing or eliminating the effects of any disability resulting from the impairment or to facilitate the reintegration into your family, the rest of society and the labour market. Your medical team and the characterization of your injury is of critical importance to your recovery. We are committed to ensuring you receive the most coverage and best care.
- Catastrophic Impairments: We will ensure that your claim is maximized and all sources of coverage are optimized. In certain cases, an injury will be defined as Catastrophic. We have worked to secure this designation for many clients which has triggered significant amounts of additional funding.
- Attendant Care Benefits, Family Benefits, and Death Benefits: There are plenty of additional claims you can make to maximize your benefits – not just for you, but for your family as well. These range from compensating family members for taking care of you, to certain amounts of money each week for housekeeping.