We provide access to critical treatment, therapy and medical assessments in order to maximize recovery.
Car accidents can lead to significant injury and loss. These injuries can be sustained as either a driver, passenger, cyclist or pedestrian. Common injuries from these types of accidents include burns from the road, sprains and tears, amputated appendages, spinal cord injuries, head injuries, bone fractures, chronic pain, and psychological injuries.
The healing process can be somewhat lengthy and bills will add up compounding the potential issue of lost income. The road to recovery can also impact family members and other members of the community like friends, co-workers and treatment providers.
When someone is injured due to the negligence of another person, losses can be claimed and often paid for by the at-fault party’s insurance company. This Tort claim can compensate a person in many areas of loss including pain and suffering, loss of competitive advantage, income loss, changes in family relationship, future care needs and various out-of-pocket expenses.
Under Ontario law, any driver, passenger, or pedestrian who was injured as a result of a motor vehicle accident is entitled to claim no-fault Accident Benefits.
No-fault means that your auto insurance company will help to pay for your rehabilitation according to the specific insurance policy. These Accident Benefits include payment for reasonably necessary medical and rehabilitation expenses caused as a result of the accident, income replacement and other potential weekly benefits and support. These Accident Benefits are available even if the crash involved only one vehicle.
To find out if you qualify for these benefits, it’s important to apply to your own auto insurance company immediately. Typically, you will have up to 30-days to file all the correct paperwork with the insurer. We recommend contacting a lawyer before starting this process to ensure your legal rights are protected.
Our firm can help you from the start in filing a claim with your insurance company. We have the expertise to maximize your benefits even if the accident was your fault.
Possible Benefit Claims
There are several possible benefits available to you as a result of an accident. The most common are:
-
Income Replacement Benefits: You may be able to receive 70% of your gross income up to the policy limits, should you be disabled from work. These benefits will start as early as a week after the accident. Should the expiration period pass, and you are still unable to work due to injury, they can be revisited and renewed.
-
Medical Benefits: Depending on the extent of any injuries sustained your insurance company will owe different amounts. The coverage will vary from $3,500 to $1,000,000 for reasonable and necessary expenses for the purpose of reducing or eliminating the effects of any disability resulting from the impairment or to facilitate the reintegration into your family, the rest of society, and the labour market. Your medical team and the characterization of your injury are of critical importance to your recovery.
-
Catastrophic Impairments: We will ensure that your claim is maximized and all sources of coverage are optimized. In certain cases, an injury will be defined as Catastrophic. We have worked to secure this designation for many clients which has triggered significant amounts of critical funding.
-
Attendant Care Benefits, Family Benefits, and Death Benefits: There are additional claims you can make to maximize your benefits for you and for your family. These range from compensating family members for taking care of you, to funds for weekly housekeeping.
There are many reasons for engaging a personal injury lawyer:
Lost wage recovery: Jeffrey Shinehoft Personal Injury Law helps with everything from filing the right insurance claim or lawsuit to securing third-party loans to cover lost past and future wages if recovery is lengthy.
Access to medical professionals: To support our clients, we work with orthopedic surgeons, vocational therapists, physiotherapists, and other professionals to provide both critical care and evidence for your case.
Ability to focus on recovery: Our job is to obtain maximum compensation for you. This can mean anything from negotiations with your insurance company to a lawsuit against the driver who was at fault. Your job can now be to focus on recovery.
You are not alone. If you or a family member was hurt in a car accident, contact us today for a free consultation.